Privacy Policy

Privacy Policy

Introduction

Welcome to https://mortgage-payment-calculator.buzzzoomer.com (hereafter referred to as “the Company,” “we,” or “us”). We are committed to protecting your privacy and ensuring the security of your personal information. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and protection of data in adherence to various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including but not limited to:

  1. Our official website at https://mortgage-payment-calculator.buzzzoomer.com
  2. All applications and services provided under the domain
  3. Any third-party platforms or applications linked from our site, which have their own privacy policies governing data collection and use. Please note that this policy does not extend to such external sources.

Processing Activities

This Privacy Policy guides our practices when:

  1. You access and utilize our applications and services as an authorized user.
  2. You visit our website(s) linked to this privacy statement.
  3. You engage with us through communications like newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal information, which include:

  1. Account Information: Details related to your user account, such as username, email address, and password.
  2. Payment Information: Credit card details, billing addresses, and transaction records for processing payments.
  3. Financial Information: Data about your financial status, income, and savings, which may be necessary for mortgage-related services.
  4. Purchase Information: Records of products or services accessed or purchased from our platform.
  5. Mobile Device Identifiers: Unique identifiers like IP addresses, device IDs, and mobile network information from your smartphone or tablet.
  6. Location Data: Information about your geographical location when you use our location-based services.
  7. Feedback: Comments, reviews, and responses provided by users to improve our services.
  8. Social Media Information: Data collected from social media platforms when users interact with us through these channels.
  9. Product Information: Details about products or services that you express interest in or purchase from our platform.

We collect this data through multiple means, including:

  • Direct user input on our forms and registration pages
  • Automated technologies like cookies and tracking pixels
  • Interactions with our applications and services
  • Third parties who share data with us, respecting their privacy policies

Cookies

We employ cookies to enhance your experience and gather analytics. Cookies are small text files stored on your browser that serve various purposes:

  1. Strictly Necessary: These ensure basic functions like page navigation and access to secure areas of our site.
  2. Preference: They remember your preferences and settings, such as language selection or display settings.
  3. Analytics: Used by analytics tools to collect aggregate data about website visitors, helping us improve the site’s performance.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary for the purposes it was collected, or as required by law. Once the retention period ends, we securely delete or anonymize the data to prevent re-identification.

Security Measures

The protection of your data is a top priority. We have implemented robust security measures to safeguard personal information:

  • Encrypted Communication: All data transmitted between your browser and our servers is encrypted using SSL/TLS protocols.
  • Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict security standards to process data on our behalf.

Children’s Privacy

We do not intentionally collect or seek to obtain personal information from children under the age of 18. If we discover that a child has provided us with such information, we will take steps to delete it and notify parents or legal guardians.

Your Rights (Subject to Local Laws)

Depending on your location, you may have specific rights regarding your personal data, including:

  • Access and rectification of your data
  • Erasure (right to be forgotten)
  • Restriction or objection to processing
  • Data portability
  • The right not to be subject to automated decision-making
  • Right to lodge appeals/complaints with the relevant supervisory authority

To exercise these rights, please contact our dedicated privacy team at your earliest convenience.

Changes to Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on our website, and we encourage you to review it periodically for the latest information.

Contact Information

For any questions, requests for access or deletion of data, unsubscribe, or general inquiries about privacy, please contact us: